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Comprehensive profiles of all 29 mortgage lenders named in the Optimal Blue price-fixing antitrust case
Defendant lender; allegedly used Optimal Blue to coordinate rates with competitors
Defendant lender; allegedly used Optimal Blue platform to exchange pricing data and coordinate rates with competitors
Defendant lender; allegedly used Optimal Blue platform to coordinate pricing with competitors
Defendant lender; allegedly participated in Optimal Blue price-fixing scheme
Parent company defendant; allegedly facilitated and profited from the price-fixing scheme through ownership of Optimal Blue platform
Defendant lender; allegedly participated in Optimal Blue price-fixing scheme
Defendant lender; allegedly used Optimal Blue to coordinate mortgage pricing with competitors
Defendant lender; allegedly participated in price coordination through Optimal Blue data-sharing
Ultimate parent company defendant; allegedly benefited from anticompetitive conduct through subsidiary operations
Defendant lender; allegedly participated in Optimal Blue price-fixing scheme
Defendant lender; allegedly used Optimal Blue to coordinate rates, harming borrowers nationwide
Defendant lender; allegedly used Optimal Blue platform to coordinate pricing
Defendant lender; allegedly used Optimal Blue to coordinate rates with competitors
Defendant lender; allegedly participated in Optimal Blue price-fixing scheme
Defendant lender; allegedly participated in price coordination through Optimal Blue platform
Defendant lender; allegedly participated in Optimal Blue price-fixing scheme
Defendant lender; allegedly participated in Optimal Blue price-fixing scheme, coordinating mortgage rates with competitors
Defendant lender; allegedly used Optimal Blue platform to coordinate pricing, inflating rates for borrowers
Defendant lender; allegedly participated in price coordination through Optimal Blue data-sharing
Defendant lender; allegedly participated in price coordination through Optimal Blue data-sharing
Defendant lender; allegedly used Optimal Blue platform to coordinate pricing with competitors
Defendant lender; allegedly used Optimal Blue to coordinate rates with competitors
Primary defendant; allegedly provided the platform and tools that enabled lenders to coordinate pricing and profit margins instead of competing for borrowers
Defendant lender; allegedly used Optimal Blue platform to coordinate pricing with competitors
Defendant lender; allegedly used Optimal Blue platform to coordinate pricing with competitors, inflating mortgage rates for millions of homebuyers
Defendant lender; allegedly participated in price coordination through Optimal Blue data-sharing network
Defendant lender; allegedly participated in price coordination through Optimal Blue data-sharing, harming broker-channel borrowers
Defendant lender; allegedly used Optimal Blue to coordinate rates with competitors; also subject to separate Wells Fargo Buydown settlement (Lawsuit ID 31)
The Optimal Blue antitrust lawsuit alleges that 29 mortgage lenders conspired through Optimal Blue's pricing platform to coordinate and inflate mortgage interest rates, violating the Sherman Antitrust Act. The case claims that lenders used Optimal Blue's data-sharing tools to exchange non-public, real-time pricing information, allowing them to coordinate profit margins instead of competing for borrowers.
This alleged price-fixing scheme potentially affected millions of homebuyers who paid artificially inflated mortgage rates. The case is ongoing in the U.S. District Court for the Middle District of Tennessee, with potential damages exceeding $1 billion.