Important: There is no standard, fixed, or required commission rate in real estate. All commission rates are fully negotiable — by law and in practice. Any commission figures referenced on this site are for illustrative purposes only and should not be interpreted as typical, customary, or recommended rates.
1. Identify Relevant Violations: Look at the "Violations" column to see which types of illegal practices each case addresses.
2. Check Geographic Coverage: The "Affected Areas" column shows where each case applies geographically.
3. Verify Timeframe: Make sure your loan originated during the alleged violation period.
4. Review Settlement Status: Cases marked "Settled" may have active claim processes.
5. Note Claim Deadlines: If a deadline is shown, you must file your claim before that date.
Determine Eligibility: Use our Mortgage Victim Intake Form to get a personalized eligibility assessment.
Gather Documentation: Collect your loan documents, correspondence, and any evidence of the alleged violations.
File a CFPB Complaint: Even if you're not eligible for a class action, you can file a complaint at consumerfinance.gov/complaint.
Consult an Attorney: For complex situations, consider speaking with a consumer rights attorney who specializes in mortgage lending violations.